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Final Business Following the Death of a Loved One

 

The time following the death of a loved-one can be very emotional, and very busy.  The following are some important details that sometimes fall through the cracks during this difficult time:

Social Security

If the deceased had paid into Social Security for at least 40 quarters, two types of benefits are possible:

  1. Death benefit: $255 for burial expenses is available to eligible spouses or dependent children. The survivor can complete the necessary form at the local Social Security office, or the funeral director may complete the application and apply the payment directly to the funeral bill.
  2. Survivor`s benefits: A variety of benefits are available depending on the age and relationship of any survivors. You may be eligible for benefits if you match any of these circumstances:
    • surviving spouse age 60 or older
    • Disabled surviving spouse age 50 or older
    • Spouse under 60 who cares for dependent children under age 16 or disabled children
    • Children of the deceased under age 18 or who are disabled

Call 800-772-1213 for an appointment with the nearest Social Security office to inquire about benefits and eligibility. When applying for survivor`s benefits, you will need to have birth, death, and marriage certificates, Social Security numbers, and a copy of the deceased`s most recent federal income tax return.

Veteran`s Administration

If the deceased was receiving monthly payments you will need to notify the VA of the death.

If the deceased was a veteran who received a discharge other than dishonorable, survivors may receive $300 toward funeral expenses and $150 for burial costs. Burial in a national cemetery is free to a veteran, spouse, and dependent children. Veterans are also eligible for a headstone or grave marker.

The surviving spouse and dependent children of disabled veterans may also be entitled to a lump sum death benefit; monthly payments, such as educational assistance; and medical care.

Check with the regional VA office about your eligibility for the different types of veteran`s benefits and the documents you will need to apply for benefits.


Employee Benefits

Many employers provide life, health, or accident insurance.

The deceased may be due a final paycheck for vacation or sick leave.

Be sure to contact all past employers, including federal, state or local governments, to see if you are entitled to death benefits, continued health insurance coverage for the family, or payments from an annuity or pension plan.

If the deceased belonged to a union or professional organization, check to see if they offer death benefits for their members. Also find out about any credit union balances.

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Check List for Final Details Following the Death of a Loved One


 


Phone: N/A
Phone Extension: N/A
Area(s) Served: Nationwide Contracted Provider: Not Applicable
Description:   Check List for Final Details Death Notices and Obituaries (call your local newspaper, or the funeral home may make the arrangements); Check safety deposit box; Locate all important papers: Bank records, bills, birth certificate, credit card... read more
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Cincinnati VA Medical Center

3200 Vine Street
Cincinnati , Ohio  45220
http://www.cincinnati.va.gov

Phone: 513-861-3100
Phone Extension: N/A
Area(s) Served: Butler County,
Warren County,
Clermont County,
Clinton County,
Hamilton County
Contracted Provider: Not Applicable
Description:   The Cincinnati VA Medical Center is devoted to providing the following services to Veterans within a 50-mile radius in the states of Ohio, Kentucky and Indiana:  primary healthcare specialized care mental health services   ... read more
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Social Security Administration

6401 Security Blvd
Baltimore , MD  21235
http://www.socialsecurity.gov/

Phone: 800-772-1213
Phone Extension: N/A
Area(s) Served: Nationwide Contracted Provider: Not Applicable
Description:   The Social Security Act was signed into law by President Roosevelt on August 14, 1935. In addition to several provisions for general welfare, the new Act created a social insurance program designed to pay retired workers age 65 or older a continuing ... read more
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U.S. Department of Veterans Affairs

810 Vermont Avenue, NW
Washington , DC  20420
http://www.va.gov

Phone: 800-827-1000
Phone Extension: N/A
Area(s) Served: Nationwide Contracted Provider: Not Applicable
Description:   Survivor Benefits If the deceased was receiving monthly payments you will need to notify the VA of the death. If the deceased was a veteran who received a discharge other than dishonorable, survivors may receive $300 toward funer... read more

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