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Funeral Planning

When a loved one dies, grieving family members and friends are confronted with dozens of decisions about the funeral, all of which must be made quickly and often under great emotional duress. Click here for a helpful article on planning a funeral. 

The increasing trend toward pre-need planning - when people make funeral arrangements in advance - suggests that many people want to compare prices and services so that ultimately, the funeral reflects a wise and well-informed purchasing decision, as well as a meaningful one.

Prepaid Funeral Agreements

Making the funeral arrangements (Pre-Need Funeral Contract)
A Pre-Paid Funeral Contract should identify:

  • Funeral provider
  • The person purchasing the contract
  • The person for whom the contract is purchased

Funeral Contracts should contain a complete description of the merchandise and services purchased and disclose the current price of the merchandise and services.

Professional funeral services can include:

  • Professional services of a funeral director and staff;
  • Transportation and funeral vehicles;
  • Preparations of the body;
  • Locations for visitation;
  • The funeral ceremony;

Funeral merchandise can include:

  • Casket, urn, or both;
  • Outer burial container;
  • Other merchandise and associated items (such as a vase)

The Funeral Contract will put everything in writing. A copy should be maintained:

  • At home;
  • By family;
  • By funeral home.

Funeral Costs

Funeral costs can vary widely - even for identical services offered in the same city. To save money and ensure that your wishes are met, visit several funeral homes to compare prices and services. 

Funding the cost of the pre-arranged funeral - options include:

  • Life insurance;
  • Bank Trust Agreement (call your bank for information);
  • Viatical settlements, which enable someone facing a terminal illness to access the value of their life insurance policy to ease financial burdens and create peace of mind. Call your insurance company for details.

The Funeral Rule

(enforced by the Federal Trade Commission)

  • The funeral provider must state the goods and services offered in writing on a general price list.
  • You have the right to choose the funeral goods and services you want (with some exceptions).
  • If state or local laws require you to buy any particular item, the funeral provider must disclose it on the price list, with a reference to the specific law.
  • The funeral provider may not refuse or charge a fee to handle a casket you bought elsewhere.
  • A funeral provider who offers cremations must make a variety of containers available.

Click here to learn more about the Funeral Rule.

It is recommended that you call or visit at least three funeral homes and/or cemeteries to compare prices. With three lists, you can more accurately assess the total costs and be able to compare prices.

 

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Body Donation Program: UC

231 Albert Sabin Way
Cincinnati , OH  45267
http://www.med.uc.edu/BodyDonation
gina.burg@uc.edu
Phone: 513-558-5612
Phone Extension: N/A
Area(s) Served: Butler County,
Clermont County,
Clinton County,
Hamilton County
Contracted Provider: Not Applicable
Description:   Body donation allows medical students to closely examine, evaluate and understand the detailed structure of the human body. It also provides physicians and research scientists with the opportunity to gain knowledge which may prolong or improve someon... read more
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Cremation Society of Greater Cincinnati

822 York Street
Newport , KY  41071
http://www.cincinnaticremationsociety.com
contact@cincinnaticremationsociety.com
Phone: 513-421-6777
Phone Extension: N/A
Area(s) Served: Butler County,
Warren County,
Clermont County,
Clinton County,
Hamilton County
Contracted Provider: Not Applicable
Description:  
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Funeral Consumers Alliance of Greater Cincinnati

8216 Princeton Glendale Rd #171
West Chester , OH  45069
http://www.fcagc.org
fca.cincinnati@gmail.com
Phone: 513-608-5610
Phone Extension: N/A
Area(s) Served: Butler County,
Warren County,
Clermont County,
Clinton County,
Hamilton County
Contracted Provider: Not Applicable
Description:   FCA, a nonprofit federation of consumer information societies, supports increased funeral consumer protection. The FCA monitors funeral industry trends and practices and exposes abuses. The Cincinnati chapter provides its members with a list of local... read more
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Gate of Heaven

11000 Montgomery Road
Cincinnati , OH  45249
http://www.gateofheaven.org

Phone: 513-489-0300
Phone Extension: N/A
Area(s) Served: Butler County,
Warren County,
Clermont County,
Clinton County,
Hamilton County
Contracted Provider: Not Applicable
Description:   At Gate of Heaven, they know that most people must make burial arrangements during very difficult times—times of grief, sadness and loss. Their staff will treat you with dignity and help you deal as comfortably as possible with the decisions yo... read more
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LifeCenter Organ Donor Network

2875 South James Drive
New Berlin , WI  53151
http://www.lifepassiton.org

Phone: (855) 800-4273
Phone Extension: N/A
Area(s) Served: Butler County,
Warren County,
Clermont County,
Clinton County,
Hamilton County
Contracted Provider: Not Applicable
Description:   LifeCenter Organ Donor Network, "A Donate Life Organization," encourages and coordinates the donation of human organs and tissues for transplantation. In 1981 LifeCenter began operating as an independent, not-for-profit organ procurement or... read more
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Ohio Department of Veterans Services

77 South High Street
Columbus , OH  43215
http://dvs.ohio.gov
ohiovet@dvs.ohio.gov
Phone: (614) 644-0898
Phone Extension: N/A
Area(s) Served: Statewide Contracted Provider: Not Applicable
Description:   Ohio veterans of all eras have earned a number of federal and state benefits. Veterans may qualify for a number of other benefits ranging from health care, compensation for injuries and illness, home loans and education to direct financial assistance... read more
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U.S. Department of Veterans Affairs

810 Vermont Avenue, NW
Washington , DC  20420
http://www.va.gov

Phone: 800-827-1000
Phone Extension: N/A
Area(s) Served: Nationwide Contracted Provider: Not Applicable
Description:   Survivor Benefits If the deceased was receiving monthly payments you will need to notify the VA of the death. If the deceased was a veteran who received a discharge other than dishonorable, survivors may receive $300 toward funer... read more

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