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Home > Resource Directory > Resource Directory Results

Resource Directory Results

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                    [value] => Financial Assistance with Housing
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Resource Directory Results

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Categories: Home, Housing, Financial Assistance with Housing

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To Print a Single Resource – Click the “Print Resource” link within the resource listing to view a printer-friendly page. When the page opens, right-click within the page and select “Print”.
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Financial Assistance with Housing

The following resources and information may be helpful to homeowners and renters with home buying, rental assistance, tax savings, utility payments and more.


Grants and Loans
Rental Assistance
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Butler Metropolitan Housing Authority
4110 Hamilton-Middletown Rd.
Hamilton OH 45011
Phone: (513) 896-4411
BMHA@butlermetro.org
http://www.butlermetro.org

Area(s) Served:
Butler County

Contract Provider:
Not Applicable

Description:

Butler Metropolitan Housing Authority (BMHA)

Butler Metropolitan Housing Authority (BMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and /or operating affordable housing according to rules established by the state and HUD. As a public housing authority BMHA is established under state law and is eligible to develop and operate public housing.

Public housing made available through BMHA provides affordable shelter for low income families either citizens or eligible immigrants.  BMHA Public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.

BMHA also administers the tenant-based Section 8 program currently known as the Housing Choice Voucher Program. Section 8 vouchers helps very low income individuals and families rent safe and decent housing on the open market. This program pays the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.

BMHA Public Housing Program

The Butler Metropolitan Housing Authority owns and maintains apartments within the cities of Hamilton and Middletown. The units range in size from efficiencies to two bedrooms in their high rise communities and two to five bedrooms in their family communities. BMHA also has handicapped accessible units in varying sizes as well as single family homes scattered through out both cities.

The application process typically takes about 3 to 4 weeks.

The applicant is contacted when BMHA has a unit available to schedule an offering appointment, the applicant can accept or refuse the unit. If the applicant accepts the unit then an appointment is made to view the unit with a BMHA inspector. Then another appointment is made to come in and rent the unit, if the applicant in fact chooses to rent the unit.

Any missed appointment is automatically counted as a refusal, which means that the applicant is dropped to the bottom of the waiting list  

Rent is calculated based upon the income of the house hold and cannot exceed 30% of the adjusted gross income. Utilities are provided in some units and utility allowances are provided elsewhere.

All applicants must wait 1 year before reapplying if they were evicted and/or abandoned their BMHA unit.

All applicants currently on parole or probation for any crime are denied housing.

BMHA enforces defined criminal related housing denials some which result in a 5 year wait, a 10 year wait or a denial for life.

BMHA receives funding from the US Department of Housing and Urban Development to maintain and administer the Public Housing Program.

BMHA Housing Choice Voucher Program

Funded by HUD, and formerly known as Section 8, the Housing Choice Voucher Program helps very low income individuals/families rent safe and decent housing on the open market. Individuals/Families find their own housing and pay a portion (not more than 40%) of their own adjust income toward the rent.

The Housing Choice Voucher Program assistance makes up the difference between the Individual /family's contribution and the actual cost of the unit.

Individuals/families can take full advantage of the wide range of housing available choosing the housing that best meets their needs.  Individuals and families can take their subsidies with them should they move. This feature allows low income individuals/families the opportunity to move into healthy, safe and economically stable neighborhoods and to move closer to family and friends.

Waiting List

Typically a waiting list exists for this program. BMHA provides public notice when the waiting list is open, or applicants can contact BMHA at any time to obtain current information about the Housing Choice Voucher Waiting list.

Voucher Allocation

BMHA Housing Choice Voucher Allocation is 996 

Other Types of Housing Voucher Availability:

Non Elderly Disabled Vouchers: BMHA was just recently granted 100 non elderly disable vouchers there intent is to provide these vouchers to those applicants already on their current waiting list.

Tenant Protection Vouchers: BMHA currently has six (6) tenant protection vouchers which are all filled.

BMHA Senior Adult Housing

BMHA does not have housing units specifically designated for senior adults rather interested parties are provided with a listing of available housing in their Hamilton or Middletown locations that are deemed more senior adult oriented because of the units size, typically one bedrooms unit as well as units that are considered handicapped accessible.

BMHA does not have a Home Ownership Program.

 


Print Resource

Cincinnati Metropolitan Housing Authority
1627 Western Ave.
Cincinnati 45214
Phone: Asset Mgmt (Public Housing) (513) 977-5847

http://www.cintimha.com

Area(s) Served:
Butler County,
Clermont County,
Clinton County,
Hamilton County,
Warren County

Contract Provider:
Not Applicable

Description:

(CMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. CMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.

CMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants. CMHA's public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.

CMHA also administers the tenant-based Section 8 program known also as the Housing Choice Voucher Program. This section 8 voucher program helps very low income individuals and families rent safe and decent housing on the open market. This program pays the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.

Public Housing Leasing Office

1635 Western Ave.
Cincinnati, Ohio 45214
Phone Number: 513 421-CMHA (2642)

Housing Choice Voucher

Cincinnati Metropolitan Housing Authority
16 West Central Parkway
Cincinnati, Ohio 45202
Phone Number 513 977-5800


Hamilton County Subsidized Housing Information

CMHA Senior Housing Options

Baldwin Grove

11111 Springfield Pike, Cincinnati Ohio 45246

CMHA opened its newest senior community in 2007 with the goal of providing new affordable apartments to senior adult residents in the northern part of Hamilton County. About half of the apartments are categorized as public housing. The remaining apartments are either subsidized through site based vouchers or tax credits. . Residents still only pay 30% percent of their adjusted gross monthly income for rent, plus making this new community very affordable for seniors living on fixed income.

Other CMHA Senior Communities

  • Riverview, O'Byanville Community, 2538 Hackberry Street   
  • Park Eden,    Cincinnati Community, 2610 Park Avenue
  • The President, Avondale Community, 784 Greenwood Avenue
  • The Redding, Avondale Community, 3700 Reading Road
  • The Evanston, Cincinnati Community, 1820 Rutland Ave
  • Maple Tower, Cincinnati Community, 601 Maple Avenue
  • San Marco, Walnut Hills Community, 1601 Madison Road
  • Pinecrest, Price Hill Community, 3951 West 8th Street
  • The Beechwood, Avondale Community, 330 Forest Avenue
  • Stanley Row Towers, Downtown Cincinnati Community, 1609 Linn Street

Handicapped Accessible Housing

Handicapped accessible housing may be available within CMHA designated senior housing communities.

Additional handicapped-accessible housing is available in CMHA apartments, townhomes and other multi family homes including but not limited to;

  • Findlater Gardens, Winton Hills Community 595 Strand Lane
  • Winton Terrace, Winton Hills Community, 4848 Winneste Avenue
  • Liberty Apartments, West End Community

CMHA Public Housing Program

  • CMHA is reportedly the 17th largest housing authority in the United States.
  • CMHA owns and manages a portfolio of properties. CMHA has the responsibility of maintaining the properties, screening residents for eligibility and oversees lease enforcement
  • CMHA operates throughout Hamilton County:
    • 12 High Rise Buildingg
    • 3 large Family Communities in Winton Hills (Winton Terrace and Findlater Gardens) and South Cumminsville (Millvale)
    • Numerous Small Family Communities
    • Many Single Family Homes
  •  With CMHA a resident typically pays no more than 30% of their adjusted gross income in rent. 
  • Social Workers are available to help any CMHA housing resident in need. CMHA Social Workers are available to refer residents to local social service agencies for various types of support
  • CMHA provides housekeeping classes and assistance.
  • The Tri-Health Senior Link Program is located at Park Eden, and offers on site health and day care programs for seniors. The program is open to all CMHA residents, as well as other seniors living in the Walnut Hills area.

Applications for public housing are accepted at the CMHA leasing office at 1635 Western Avenue.

CMHA Public Housing Eligibility Requirements

Public housing is limited to income qualified families and individuals CMHA uses income limits developed by HUD. The income limits for CMHA are available on their web site at www.cintimha.com. 

First Preference is given to:

  • Head or Co-Head of Household employed full time (avg. 30 hours/week) and has been continuously employed for at least 12 months
  • Elderly and Disabled families, regardless of employment status
  • Head or Co Head of Household continuously employed full time (avg. at least 30 hours/week) for at least six months

CMHA applies the working Family Preference to both new admissions and current residents seeking an Incentive Transfer.

CMHA reviews rental history for at least the past 3 years. All previous subsidized landlords are reportedly reviewed.

CMHA also reviews all criminal activity for at least the past 3 years.

How Long Can a Resident Remain in Public Housing?

  • In general as long as they comply with the lease
  • As long as their family income is not sufficient to obtain housing on the private market

How is Rent Determined?

 Rent which is referred to as the Total Tenant Payment (TTP) in this program would be based on the family's anticipated gross annual less deductions, if any

HUD regulations allow CMHA to exclude the following allowances from annual income:

  • $480 for each dependent
  • $400 for any elderly family, or a person with a disability
  • Some medical deductions for families headed by an elderly person or a person with disabilities.

A CMHA representative determines if any of the allowable deductions should be subtracted from the applicant's annual income

Annual Income is the anticipated total income from all sources received from the:

  • Family Head
  • Spouse
  • Each member of the family 19 years of age or older


Print Resource

Clermont Metropolitan Housing Authority
65 S Market Street
Batavia 45103
Phone: (513) 732-6010
info@clermontmha.org
http://www.clermontmha.org/

Area(s) Served:
Clermont County

Contract Provider:
Not Applicable

Description:

Clermont Metropolitan Housing Authority (CMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. CMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.

CMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants.  CMHA’public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.

CMHA also administers the tenant-based Section 8 program known also as the Housing Choice Voucher Program. This section 8 voucher program helps very low income individuals and families rent safe and decent housing on the open market. This program pays the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.

CMHA Public Housing Program

CMHA reportedly has 218 projects based assisted housing units which it owns and maintains of which, 82 of such units have been designated for the elderly and disable.

CMHA Senior Housing Options

 CMHA has two complexes in which they own and operated that are designated for senior adults these complexes are:

  1. Bethel Woods in Bethany Ohio
  2. Luewellan Court in Felicity Ohio

 There are a reported total of 13 complexes in Clermont County providing senior housing

CMHA Housing Choice Voucher Program

This is a tenant-based Section 8 program. In this program the qualified household has the responsibility of finding their own housing to rent .Which may include single family homes, townhouses, apartments, duplexes and mobile homes. The program participant can choose any housing that meets the requirements of the program. Such housing is not limited to units located in subsidized housing projects.

 A housing subsidy is paid to the landlord directly by the public housing authority on behalf of the participating individual or family. The individual or family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher allowing the qualified person to move without loss of housing assistance.

Where to Apply

On line at www.clermontmha.org or in person at CMHA.

Waiting List

Interested applicants can contact CMHA to check the current status of the waiting list at any time.

When the waiting list is open county residences are notified of such through various means of public notice such as advertisements in local /regional newspapers including the Community Journal and Clermont Sun. Additionally, pubic and community agencies are also provided notice when the Housing Choice Voucher waiting list is open.

Voucher Allocation

Clermont County reportedly receives an allocation of 890 vouchers.

Non Elderly Disable Voucher/ or Other Types of Housing Vouchers Available through CMHA:

Of the reported 890 vouchers allotted to Clermont County 75 are designated as “Mainstream” and are specifically available for individuals with ongoing physical or mental disabilities.

No other types of housing vouchers are reportedly available through the CMHA.

Homeownership Programs

Clermont Metropolitan Housing Authority does not administer any home ownership programs.

 


Print Resource

Clinton Metropolitan Housing Authority
478 Thorne Avenue
Wilmington OH 45177
Phone: 937-382-5749

Area(s) Served:
Clinton County

Contract Provider:
Not Applicable

Description:

Clinton Metropolitan Housing Authority (CHMA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. CMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.

CMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants.  CMHA public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.

Clinton Metropolitan Housing Authority: reports however that as a public entity CMHA currently does not own or maintain any public housing units .This Metropolitan Housing Authority reports it sold its properties to the Clinton County Community Action Agency several years ago.

CMHA however does administer the tenant-based Section 8 program currently known as the Housing Choice Voucher Program. This section 8 voucher helps individuals and families by paying the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the qualified person and is not tied to a facility. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.

The CMHA Housing Choice Voucher Program

Clinton Metropolitan Housing Authority administers the Housing Choice Voucher program in Clinton County.   Clinton County receives an allocation of 293 Housing Choice Vouchers. 

This is a tenant-based Section 8 program. In this program the qualified household has the responsibility of finding their own housing to rent .Which may include single family homes, townhouses, apartments, duplexes and mobile homes. The program participant can choose any housing that meets the requirements of the program. Such housing is not limited to units located in subsidized housing projects.

A housing subsidy is paid to the landlord directly by the public housing authority on behalf of the participating individual or family. The individual or family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher allowing the qualified person to move without loss of housing assistance.

The CMHA Tenant Based Rental Assistance Program

The Tenant Based Rental Assistance Program (TBRA) provides rent and security deposit assistance. Recipients are enrolled in TBRA and then go on to be enrolled in the Housing Choice Voucher Program. The TBRA assisted approximately 20 to 25 individuals/families. The program is county funded and comes through the county commissioners office.

 


Print Resource

Council on Aging Housing Database

Phone:

http://www.help4seniors.org/find-resources/housing-search.aspx

Area(s) Served:
Butler County,
Clermont County,
Clinton County,
Hamilton County,
Warren County

Contract Provider:
Not Applicable

Description:

Use our Housing Search to find housing options in your community that meet your specific needs.  Our housing search includes Butler, Clermont, Clinton, Hamilton and Warren counties in southwestern Ohio.  If you are looking for housing outside of this area, try the Ohio Housing Locator.


Print Resource

National Council on Aging
251 18th Street South
Arlington VA 22202
Phone: 571-527-3900

http://www.ncoa.org

Area(s) Served:
Nationwide

Contract Provider:
Not Applicable

Description:

The National Council on Aging (NCOA) is a nonprofit service and advocacy organization headquartered in Washington, DC. NCOA is a national voice for older Americans and the community organizations that serve them. NCOA brings together nonprofit organizations, businesses, and government to develop creative solutions that improve the lives of all older adults.

NCOA works with thousands of organizations across the country to help seniors find jobs (employment) and benefits, improve their health, live independently, and remain active in their communities.

Reverse Mortgage Counseling

NCOA's Reverse Mortgage Counseling Services Network is one of seven national counseling groups approved by the U.S. Department of Housing & Urban Development.

A reverse mortgage allows homeowners aged 62+ to convert a portion of their home equity into cash while they continue to live at home for as long as they want.

NCOA counselors are exam-qualified aging services professionals who can help you:

  • Evaluate the pros and cons of a reverse mortgage for your situation.
  • Apply for public and private benefits that can help you pay for needs like home energy, meals, and medications.
  • Find services in your community that can help you stay independent longer.

There is no fee unless you choose to apply for a reverse mortgage. NCOA also waives the $135 counseling fee for older adults who:

  • Are facing financial challenges such as foreclosure.
  • Have modest incomes under $20,000 for single homeowners and under $30,000 for couples. 

To schedule a counseling session, call toll-free (800) 510-0301.


Print Resource

Ohio Housing Finance Agency
2600 Corporate Exchange Dr
Columbus 43231
Phone: 888.362.6432

http://www.ohiohome.org/

Area(s) Served:
Statewide

Contract Provider:

Description:

The Ohio Housing Finance Agency (OHFA) facilitates the development, rehabilitation and financing of low- to moderate-income housing. The Agency's programs serve first-time homebuyers, renters, senior citizens, and other populations with special needs.


Print Resource

Save the Dream Ohio

Phone: 888-404-4674
SavetheDream@ohiohome.org
https://savethedream.ohiohome.org/

Area(s) Served:
Statewide

Contract Provider:

Description:

Having difficulties paying your mortgage? Call the Save the Dream Ohio Hotline at 888-404-4674. Save the Dream Ohio will connect you with resources in your area who can offer you counseling assistance during this difficult time. Homeowners may check the status of a previously submitted application by visiting www.SavetheDream.ohio.gov or calling 888-404-4674.

Save the Dream Ohio began in 2008 as a multi-agency foreclosure prevention outreach initiative involving partners from state government, nonprofit housing counseling agencies, and legal aid organizations. The Save the Dream Ohio hotline, 888-404-4674, now administered by the Ohio Housing Finance Agency, connects financially distressed homeowners with HUD-approved housing counseling agencies that help families avoid foreclosure through programs such as the Hardest Hit Fund and Making Home Affordable.

The Ohio Housing Finance Agency provides funds from the U.S. Department of the Treasury and NeighborWorks America to local housing counseling agencies so they may assist homeowners in applying for assistance from Save the Dream Ohio (Hardest Hit Fund) or Making Home Affordable.

 

 

 


Print Resource

The Healing Center
11345 Century Circle West
Cincinnati Ohio 45246
Phone: (513) 346-4080
crcadmin@healingcentercincinnati.com
https://www.healingcentercincinnati.org/

Area(s) Served:
Butler County,
Clermont County,
Clinton County,
Hamilton County,
Warren County

Contract Provider:
Not Applicable

Description:

The Healing Center is a resource for food , clothing, job coaching and connections, finanical programs , healthcare, spiritual care and misc classes. We have a data base of resources that we refer out guest to as needed.


Print Resource

Warren Metropolitan Housing Authority
990 East Ridge Road
Lebanon OH 45036
Phone: 513-695-1226
housing@warrenmha.org
http://www.warrenmha.org/

Area(s) Served:
Warren County

Contract Provider:
Not Applicable

Description:

 

The Warren Metropolitan Housing Authority (WMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. WMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.

WMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants. WMHA public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.

WMHA also administers the tenant-based Section 8 program also known as the Housing Choice Voucher Program. This section 8 voucher program helps individuals and families by paying the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a specific subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.


The Public Housing Program

A waiting list is often in place at WMHA for public housing therefore applicants are encouraged to check the waiting list status on a regular basis.

There are a reported 207 units owned and operated by Warren Metropolitan Housing Authority. Sites for such public housing include locations in Middletown, Franklin, Lebanon, and South Lebanon Ohio.

 


 

The Housing Choice Voucher Program

This is a tenant-based Section 8 program. The section 8 rental voucher helps individuals and families by paying the landlord the difference between what the individual/family can afford and the actual rent for the unit.

In this program the qualified household has the responsibility of finding their own housing to rent .Which may include single family homes, townhouses, apartments, duplexes and mobile homes. The program participant can choose any housing that meets the requirements of the program. Such housing is not limited to units located in subsidized housing projects.

A housing subsidy is paid to the landlord directly by the public housing authority on behalf of the participating individual or family. The individual or family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher allowing the qualified person to move without loss of housing assistance.

Where to Apply:

990 E Ridge Lebanon Ohio 45036
Telephone Number: (513) 695-3380

Waiting List:

Call or go to website to check current status of waiting list.

Voucher Allocation: 

Warren Metro Housing Authority is reportedly allotted 448 vouchers

Local Preferences:

Warren Metro Housing Authority does not maintain local preferences to move special populations to the top of the waiting list.


WMHA Transitions Program

The WMHA Transition Program assists homeless families. The goal is for Transition families to successfully obtain and maintain decent, safe, sanitary and affordable housing while coordinating the provision of supportive and social services to encourage self-growth.

It is a two year program with the goal for each family that participates to become self-sufficient and a valuable asset to the community.

The program works closely with local shelters to provide housing, rent assistance and supportive services.

Services Include:

  • Subsidized Housing
  • Case Management
  • Life Skills Classes (Advocacy)
  • Educational Training
  • Money Management
  • Employment Skills (Referrals)
  • Campfire and 4-H

 


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