Resources Search
Resources Search
- Welcome to Council on Aging’s Aging and Disability Resource Directory. Here you will find information and resources available for older adults, people with disabilities, families and caregivers in our region. To use the directory, enter a search term in the search box and select a county or area from the drop-down menu, or click on the topics links below the search box.
- If you are looking for information on housing for older adults in our region, click the button below to search our housing database.
- What is included in our resource directory
- Read our external links policy
- To have your organization listed in our Resource Directory, please complete this form and follow the submission instructions. We reserve the right to accept or decline requests at our discretion.
This section provides information, resources and contact information for people who need care – whether at home, in the community or in a nursing home. Most of the information in this section is aimed at helping you stay independent at home.
Health and SafetyAs we age, there are things we can do for ourselves and our loved-ones to to protect our health and safety. Whether it’s finding a new physician or preparing for a disaster, resources in this section can help.
HousingWhether you need help with a home repair, rental or utility assistance, or finding a home to suit your particular health needs, COA’s housing resources and information can help.
Work, Education and LeisureLearn something, have some fun! Resources in this section will help you find the information you need, whether you want to take a class, find a park, find a job, volunteer, or travel the world.
Resource Directory Results
How to Print your Search Results
To Print a Single Resource – Click the “Print Resource” link within the resource listing to view a printer-friendly page. When the page opens, right-click within the page and select “Print”.
To Print Multiple Resources – First, select specific resources for your list by checking the “Add to List” box next to each resource. Or, to print all the resources shown on the page, check the “Add All To Print List” box. Next, click “Print List” to generate a printer-friendly PDF document. You can then print the document or save it to your computer.
NOTE: Remember to print your list before you leave this page. Checked items will be lost if you leave this page.
Reverse Mortgage
A reverse mortgage is a complex home loan for senior homeowners who have built up substantial equity in their property.
In a reverse mortgage, the lender loans you money based on the value of your home, the amount of equity you have in the home, and your age at the time of the loan application. The lender pays you the money either in a lump sum, in monthly installments, or as a line-of-credit.
Unlike a traditional home equity loan or second mortgage, repayment is not required until you sell your home, move out permanently, or die. The amount of money you owe increases over time because you do not make payments. If you sell your home, you can keep any proceeds from the sale of your home in excess of what you owe the lender.
To qualify for a reverse mortgage, the borrower must be at least 62 years old. The borrower must receive counseling in advance from an approved counseling agency. The mortgage on your home must be completely or nearly paid off. You can get a reverse mortgage regardless of your current income.
National Council on Aging
Arlington VA 22202
Description:
The National Council on Aging (NCOA) is a nonprofit service and advocacy organization headquartered in Washington, DC. NCOA is a national voice for older Americans and the community organizations that serve them. NCOA brings together nonprofit organizations, businesses, and government to develop creative solutions that improve the lives of all older adults.
NCOA works with thousands of organizations across the country to help seniors find jobs (employment) and benefits, improve their health, live independently, and remain active in their communities.
Reverse Mortgage Counseling
NCOA’s Reverse Mortgage Counseling Services Network is one of seven national counseling groups approved by the U.S. Department of Housing & Urban Development.
A reverse mortgage allows homeowners aged 62+ to convert a portion of their home equity into cash while they continue to live at home for as long as they want.
NCOA counselors are exam-qualified aging services professionals who can help you:
- Evaluate the pros and cons of a reverse mortgage for your situation.
- Apply for public and private benefits that can help you pay for needs like home energy, meals, and medications.
- Find services in your community that can help you stay independent longer.
There is no fee unless you choose to apply for a reverse mortgage. NCOA also waives the $135 counseling fee for older adults who:
- Are facing financial challenges such as foreclosure.
- Have modest incomes under $20,000 for single homeowners and under $30,000 for couples.
To schedule a counseling session, call toll-free (800) 510-0301.