Resources Search
Resources Search
- Welcome to Council on Aging’s Aging and Disability Resource Directory. Here you will find information and resources available for older adults, people with disabilities, families and caregivers in our region. To use the directory, enter a search term in the search box and select a county or area from the drop-down menu, or click on the topics links below the search box.
- If you are looking for information on housing for older adults in our region, click the button below to search our housing database.
- What is included in our resource directory
- Read our external links policy
- To have your organization listed in our Resource Directory, please complete this form and follow the submission instructions. We reserve the right to accept or decline requests at our discretion.
This section provides information, resources and contact information for people who need care – whether at home, in the community or in a nursing home. Most of the information in this section is aimed at helping you stay independent at home.
Health and SafetyAs we age, there are things we can do for ourselves and our loved-ones to to protect our health and safety. Whether it’s finding a new physician or preparing for a disaster, resources in this section can help.
HousingWhether you need help with a home repair, rental or utility assistance, or finding a home to suit your particular health needs, COA’s housing resources and information can help.
Work, Education and LeisureLearn something, have some fun! Resources in this section will help you find the information you need, whether you want to take a class, find a park, find a job, volunteer, or travel the world.
Resource Directory Results
How to Print your Search Results
To Print a Single Resource – Click the “Print Resource” link within the resource listing to view a printer-friendly page. When the page opens, right-click within the page and select “Print”.
To Print Multiple Resources – First, select specific resources for your list by checking the “Add to List” box next to each resource. Or, to print all the resources shown on the page, check the “Add All To Print List” box. Next, click “Print List” to generate a printer-friendly PDF document. You can then print the document or save it to your computer.
NOTE: Remember to print your list before you leave this page. Checked items will be lost if you leave this page.
Premiums
What affects your premium?
- Age: Age is an important factor in long-term care insurance premiums. The older you are when you buy the policy, the higher your premiums will be.
- Once you've bought the policy, the premiums on most policies do not automatically increase because you get older.
- If you buy at age 65, you'll always pay the same price as new customers who are 65 years old.
- But, it's likely the company will raise the rates for all customers as costs increase.
- Benefit: How much will the policy pay? Most policies define benefits in terms of the maximum daily benefits and offer numerous choices (e.g. $50, $90, or $120 per day).
- Inflation Protection and Nonforfeiture of Benefits: These 2 features can make a big difference in LTC insurance premiums.
- Elimination Period: The premium for a company's policy with a 100-day elimination period is more affordable than the same policy with a shorter period. Of course, the 100-day elimination period means you'll be paying for the first 100 days of care yourself. At today's LTC prices, that could cost you more than $15,000. And if you leave the nursing home within 100 days, such a policy pays nothing.
- Benefit Period: The "benefit period" tells you how long the policy will pay daily benefits.
- The benefit period can be as short as one year or as long as "lifetime" (unlimited).
- Increasing a policy's benefit period will also increase its price.